Duet is the credit & finance app that keeps your personal and business life cleanly separate — with monitoring, a score simulator, and an AI advisor that tells you exactly what to do next.
Most apps just show you a number. Duet shows you the number, then tells you what to do about it.
One tap flips the entire app between your two financial worlds. Scores, accounts, and advice — never mixed.
Reads your real numbers and gives a specific next move — "pay $160 by the 22nd," not "lower your utilization."
See the future before you act. Model paying down debt, opening a card, or months of on-time payments.
Track PAYDEX-style scores, vendor trade lines, and reporting gaps — the stuff personal apps ignore.
Know the moment something changes on either profile, with soft pulls that never ding your score.
Building a business? Sage walks you through splitting personal and business credit the right way.
No paperwork, no card, no jargon.
Sign up free on web or your phone. Add it to your home screen like any app.
Connect your profiles and Duet shows personal and business credit, side by side but separate.
Get your prioritized next move and a plan to reach your goal — and watch the score climb.
The things people ask before they sign up.
Yes. Checking your scores, monitoring, the simulator, and the AI advisor are free. Scores are checked with a soft pull that never affects your credit.
No. Duet uses a soft credit pull for monitoring, which does not affect your score — unlike the hard pull a lender does when you apply.
Two things: it keeps your personal and business credit completely separate with a one-tap toggle, and its AI advisor gives specific, personalized next steps instead of generic tips.
Yes. Business mode tracks PAYDEX-style scores and vendor trade lines, kept fully separate from your personal profile.
Security is the product. Duet is built on bank-grade authentication and encryption, and your sensitive keys never live in the app itself.